Attention homeowners in Castro Valley and Alameda County: Need an appraisal?

See the top 7 reasons CA homeowners use Appraisal Services:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to reduce their mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a CA divorce, when real estate needs to be divided
Settle an estate in CA by determining the true market value of property in question

Own a home in or near Castro Valley, CA and need help deciding the price of it?
Contact Appraisal Services.

At Appraisal Services, we understand the special needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Appraisal Services, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping folks just like you do away with unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in an area that's going down. That only means you're most likely paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Appraisal Services is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Appraisal Services can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have a veteran appraiser double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Appraisal Services offers field reviews where we go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Appraisal Services can help with that too. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.